Insurance & Financing

Dental Insurance

The practice of Dr. John Steinberg and Dr. Gregory Young will help to maximize your insurance reimbursements, as well as send you a monthly statement regarding your account. Remember that insurance companies will typically respond within four to six weeks, so please call our office at 586-771-4411 if your insurance payment has not appeared on your statement in that time. The remaining balance(s) after insurance payment is the patient’s responsibility, and we thank you in advance for promptly meeting your obligations. Options for a monthly payment plan are available, but must be arranged prior to your procedure, for more information please scroll down to the dental financing section of this page.

Please remember that patients are ultimately responsible for their fees incurred, regardless of insurance coverage.

Our staff is available to answer and assist you with questions regarding your account, so please contact us or call us at 586-771-4411. Don’t hesitate to make the call, as we can often help clear up simple misunderstandings.

Dental Financing


With Care Credit, there are never any application fees, annual fees, or prepayment penalty fees and, approval decisions are instantaneous. You can also use Care Credit for all your future needs without reapplying. Credit lines in excess of $25,000 are available (based on credit approval). Care Credit offers flexible and practical monthly payment plan.

  1. Their Interest Free Payment Plans only require a monthly minimum payment totaling 3% of the balance. Pay the full balance within the specified timeframe and the deferred interest will be waived.
  2. For those who would prefer small monthly installments and more time to pay, Care Credit also offers an Extended Payment Plan option. With Care Credit’s extended payment plans, treatment can be financed for up to 5 years with low interest rates and low monthly installments.